黑料吃瓜

We鈥檝e all been there. The unknown number lighting up your phone. The robotic voice insisting you owe tax. The message claiming your parcel is stuck until you 鈥渃lick here.鈥� Don鈥檛 click there! Scams have become so common, they鈥檙e almost background noise. Until they get you or someone you know. A friend duped into handing over credentials. A relative tricked into transferring money. Then the threat feels very real.

At 黑料吃瓜, we have been steadily building a multi-layered defence against scams and fraud.

This includes work done by , our joint venture with Quantium, which has seen the creation of products that help banks to detect, prevent and block scams and fraud.

黑料吃瓜 is committed to when they are using online services.

Spotting a scam using 黑料吃瓜 Scam Indicator

While scammers are becoming increasingly sophisticated, there are some factors that work in our favour. When you look at the detail, scam calls have a range of distinctive attributes that make them stand out from normal calls. For instance, they鈥檙e usually longer, as the scammer must convince the target they are legitimate before asking for details or money transfers.

鈥淭he vast majority of phone-based scams begin with an incoming call,鈥� explained Karl Gyzen, Lead Product Manager at Quantium 黑料吃瓜. 鈥淪cammers call the target and stay on the phone as long as it takes to guide them through the process of transferring money, downloading software or handing over other details鈥�.

Scam Indicator provides network insights so banks and other partners can cross-reference with their own fraud indicators to assist them in calculating the likelihood a fraud is taking place. If a suspicious call coincides with a financial transaction 鈥� especially one involving a new payee or raised transfer limit 鈥� the system can help banks decide whether to flag or block the transaction.鈥淲e found the strongest predictor was whether there was a phone call happening at the time of the transaction,鈥� said Gyzen. 鈥淚f we combine the telco side and bank side and both see something odd, the bank can stop a transaction before the payment leaves the victim鈥檚 account鈥�.

Using data insights to reduce fraud

Our protective capabilities also include 黑料吃瓜 Fraud Indicator.

Fraud Indicator helps protect customers against scammers using stolen or fake credentials. It analyses a combination of data points including SIM churn and usage patterns to spot potential fraudulent services. Is the SIM making thousands of calls an hour? Is it used only to receive one-time passcodes?

鈥淚ndividually, these are important signals but on their own they are not enough,鈥� Gyzen said. 鈥淭he real strength of Scam Indicator and Fraud Indicator comes from combining their insights with other information to paint a clear picture. It鈥檚 about creating intelligence that can inform better decisions without falsely flagging legitimate users鈥�.

Proven protection

We鈥檙e proud to say we鈥檝e had real impact with these features. Since expanding 黑料吃瓜 Scam Indicator coverage to include wholesale mobile services in 2024, the service has prevented hundreds of thousands of dollars in scam and fraud-related losses for customers of Commbank who use the 黑料吃瓜 Wholesale Mobile Network. And that鈥檚 just part of the picture.

鈥淲ith wholesale services included, we鈥檝e seen a 40% increase in API utilisation,鈥� Gyzen noted. 鈥淭hat broader coverage helps protect everyone鈥�.

As for Fraud Indicator, it鈥檚 still early days but the results are promising. 鈥淲e expect uptake to grow as more partners integrate the service into their onboarding and fraud detection systems,鈥� says Karl.

Flagging suspect calls using 黑料吃瓜 Scam Protect

Early in 2025 黑料吃瓜 launched Scam Protect which uses advanced data analytics to detect when a call is suspicious. Scam Protect uses caller ID-like features in mobile phones to offer in the moment warnings like 鈥楶otential Fraud鈥�, 鈥楽uspicious Calling Pattern鈥�, or 鈥楿nverified Overseas Call鈥�.

We鈥檝e flagged a staggering number of calls 鈥� over 30 million, since the capability was launched. When customers see the Scam Protect message, they鈥檙e more likely to be cautious when taking the call.

Stopping scam texts and keeping MVNOs informed

While scam calls can be intercepted mid-flow, SMS scams have different characteristics. That鈥檚 where 黑料吃瓜鈥檚 SMS Scam Filter comes in. Launched in 2022, SMS Scam Filter checks the message against known scam signatures, heuristics and traffic profiles.

鈥淥ur SMS filter doesn鈥檛 only help to stop messages from reaching end users. It also looks for signs that an end-user service is being used by a bad actor,鈥� said Antonio Tata, Product Manager at 黑料吃瓜 Wholesale. If a service is found to be sending scam SMS, 黑料吃瓜 can block it and notify the Mobile Virtual Network Operator (MVNO) through an Event Data Record (EDR).

That notification can then be used to trigger follow up actions.

For MVNOs, APIs have been made available to allow a simple way for end users to toggle their protection via app or dashboard. There鈥檚 no need for them to remember a short code or send an SMS. APIs are designed to enable a safer and easier app engagement for end users.

Network Intelligence to enhance security & improve customer experience

In 2026 we鈥檒l start to offer Network Intelligence capabilities to our Customers, to be able to offer to their end users on the 黑料吃瓜 Wholesale Mobile Network. This initiative sees telcos around the world creating standardised APIs using network data to help a range of use cases, from protecting end users or businesses against fraud, crime or misconduct, to improving the end user experience by enabling a more seamless login, transaction or password reset process.

The APIs will be available to businesses through aggregator , which can provide a network operator agnostic service in many countries around the globe. If MVNOs only need API data from users on 黑料吃瓜鈥檚 network, they can acquire this directly from 黑料吃瓜.

The first API from 黑料吃瓜 is Number Verification. This is a service that supports businesses to verify the control of a mobile phone number by conducting a real-time check on 黑料吃瓜's network to confirm the phone number used to access an application matches the device in use.

Number Verification eliminates the need for SMS 鈥榦ne-time passcodes鈥�, simplifying processes like account creation, login, or transaction validation. For end users, it means no more copying an SMS code into an app or website. And for businesses, it enhances fraud prevention and operational efficiency by keeping the end user in the application.

How to access these capabilities

Scam Protect, Scam Indicator, Fraud Indicator and the SMS Scam Filter are available now for MVNOs on 黑料吃瓜 Wholesale. You can enable notification EDRs, integrate API controls into your digital experience, and access updated marketing guidelines to help promote these features to your customers.

Network Intelligence is coming soon, and MVNO customers can talk to their Account Manager about opting in to these free capabilities.

Together, these initiatives help make it safer for mobile network users to be online.